Is this a scam?

The scams going around right now, what the message looks like, and exactly what to do. Checked against FTC and FBI warnings.

• AI voice clone scams: when the call sounds exactly like familyScammers can copy a loved one's voice from a short clip online and call you asking for money. Here's how voice clone scams work and the family code word that beats them.
• "Hi Mom, this is my new number": how to spot the text scamA text from a "new number" claiming to be your kid is a common family scam. Here's how it works, the one question that stops it, and what to do if you sent money.
• Got a text about unpaid tolls? It's almost always a scamTexts saying you owe unpaid tolls and must pay now are a common scam. See what the text looks like, the red flags, and what to do if you already paid.